About this area

A UAE security package that is not designed around enforcement is a covenant pack with optimistic decoration.

We advise borrowers and lenders on the documentation, security structuring, and intercreditor architecture that determine whether a facility actually performs as intended — both during steady-state operation and at the point where enforcement is required.

Our work covers conventional and Islamic-finance structures, including the interaction between security packages and UAE court enforcement, ADGM and DIFC court support, and the specific mechanics of share pledges, account charges, and asset security across mainland and free-zone registries.

Documentation that ignores how UAE courts enforce a security package is a covenant pack with optimistic decoration.

— Pillar I · Corporate & Transactions

When a facility moves toward distress, we coordinate the workout — restructuring proposals, standstill arrangements, intercreditor negotiations, and, where consensual paths fail, enforcement and recovery action through our litigation team.

The work, in detail

Four matter types we handle in banking and finance.

Corporate and acquisition finance.

Bilateral and syndicated facilities for UAE-incorporated borrowers and acquirers — senior secured term loans, mezzanine layers, working-capital revolvers, and acquisition-finance documentation aligned with the underlying SPA and security architecture.

Project and real-estate finance.

Development and project finance for UAE real-estate and infrastructure assets, with security packages calibrated to escrow regimes, sale-of-units off-plan rules, and the construction-payment chain that determines cashflow timing.

Islamic finance documentation.

Sharia-compliant facility documentation across murabaha, ijara, wakala, mudaraba, and hybrid structures — drafted to satisfy Sharia board requirements while remaining robust under UAE law and practical for UAE court enforcement.

Security, perfection, and enforcement.

Security packages that work in practice — share pledges and account charges registered with the relevant UAE registries, asset security with proper perfection, intercreditor agreements that survive a workout, and enforcement strategy coordinated with our litigation team when the time comes.

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Discuss a banking and finance matter with us.

We're available to assess your position and advise on the most effective approach. Initial conversations are always without obligation.